No injury is the same. Some are worse than others and impact your future. A car accident could occur in a matter of seconds, turning your life upside down. As soon as you are injured, you have grounds to start a personal injury case.
Below is the process you should follow if you have recently been in a car accident and have cause to file for a personal injury claim.
1. Conduct an investigation
If you have just been in an accident, your first priority should be getting a medic to help you out. But, if you are up to it, take pictures of the scene. Also make sure to write down the names and contact information of the witnesses around. The police will do that too but, they tend to clean up the first. This includes less traffic and clear up the crowd. Hence, it is better you conduct an investigation of your own.
Other important things to document are where the cars are, any debris, and the weather conditions as well. For additional help, survey the area and see if there are any businesses or company offices around. If yes, then they are likely to have surveillance cameras outside that could help you claim. Better gear up.
2. Get medical attention
Receiving medical attention is an important step in recovering your health after the accident. Every hospital has anauto injury diagnostics and treatment protocol. A doctor will come see you and when they do, be honest about your symptoms. Do not exaggerate and be sure to receive the treatment they prescribe.
It is also recommended that you do not stop receiving the treatment until you have fully recovered. If insurance companies see irregularities, they believe that you have healed even if it not true.
3. File a claim with the insurance company
After the accident, another important thing to do is notify your car insurance company. They are in the best position to guide you and get your vehicle fixed. They will also pay for the entire vehicle in case of loss. You insurance company will do everything in their power to ensure you get back on the road if you have collision coverage policy. Be patient and trust the process.
Oftentimes, it is not you who is responsible for the accident. In such cases, the insurance company of the at-fault driver will contact you. Instead of paying for the entire claim, they may offer you a settlement fee. Beware of underhanded deals that take away the right for reimbursement from you. Additionally, the settlement fee they offer might not even cover the entire range of your costs.
A car accident can have everlasting effects on you or on someone’s personal property. In some cases, the severity of the situation can even cause death. However, if you are looking to file a claim, you can use the steps above and do it yourself. But, it is suggested that you pick a professional to help guide you through the entire process. Drive safe!