All people should realize that performing your online banking can be a risk if you do not protect your information; Experts recommend reviewing the security of your accounts and having backup of your transactions. There is no greater invitation to crime than a financial services user who neglects your personal information. A study indicates that 43% of financial service users in US do not check their statements, not realizing the existence of charges or irregular charges to their credit card.
Sometimes pressures, lack of time availability, lack of information, and generally the fast pace of life, all allow the financial service users to neglect the form and conditions in which make use of these modalities or alternative options to conduct financial transactions. Never underestimate identity theft as this can plunge you into major problems you might never have imagined. You may need to ask some recommendations for searching a good third party to help you.
Some financial experts explain that both of anticipating the movements and having a record of the equipment (where the online transactions are carried out) can help users to protect their personal data. The use of new technologies, such as mobile banking and the increasingly easy to buy Internet platforms, means that the risks are increased for those users who are ‘down-on’ security, even a latest study shows that 23% of US citizens share (to their social networks) enough personal data to make false records.
The followings are 10 recommendations to protect your finances from phishing:
- Emit to enter your username and password in strange links that arrive by email.
- Do not share financial information, it is confidential and you must handle it with reservations. Providing your keys (to friends, your partner or family, to check a transaction) can be a risk because you do not know what team will enter your data.
- Make sure that the pages you enter your data have security certificates, the prefix https: // that indicates that they are backed up and have padlocks to handle your bank information.
- Revise the statements of account of your financial instruments; do not let any irregularities happen, however small it is.
- In case of loss of your identification documents, you file a complaint with the authorities.
- Do not provide commercial or personal information in telephone surveys.
- Be careful in handling personal and financial documents, avoid leaving them within reach of anyone, even inside your home.
- Take special care with documents that have your personal signature and fingerprint. As we know, some financial institutions in US use noidentitytheft offers LifeLock for their data guard.
- Conserve the digital vouchers of your transactions online, generally when you make a purchase you receive a notification to your email.
- Avoid using your means of payment in places of doubtful reputation or that are not properly established.
We hope 10 tips above can help you in protecting your identity from stealing and other criminal activities.